Shop Pay finance banner for The Sofa Haus

Enjoy 0% Interest with Shop Pay

Make your dream sofa more affordable with flexible finance from The Sofa Haus. Split your purchase into 3, 6, or 12 monthly instalments with 0% interest at checkout — quick, secure, and with no hidden fees.

0% interest

3, 6 or 12 months

Fast, secure checkout

Shop Sofas How it works

Spread the Cost, Keep the Comfort

Whether you’re refreshing your living room, furnishing a new home, or investing in a family sofa built to last, our Shop Pay finance makes quality comfort accessible. Choose a plan that fits your budget and enjoy delivery as normal while payments continue automatically each month.

No hidden fees or interest — the price you see is the price you pay.
Instant eligibility check with no impact for checking.
Available on orders over £100 across our collection.

Neutral living room with boucle sofa from The Sofa Haus

How Our Finance Works

1) Choose your items

Browse our sofas, chairs and sets, then add your favourites to basket.

2) Head to checkout

Select Shop Pay as your payment method.

3) Pick your plan

Choose 3, 6 or 12 monthly instalments at 0% interest.

4) Complete your order

We deliver as normal while your payments run automatically each month.

Why Choose Shop Pay Finance?

No hidden fees

Transparent pricing from start to finish — no surprises.

Flexible terms

Pick the timeframe that fits your monthly budget.

Secure checkout

Protected payments, trusted by leading retailers.

Quick approval

Find out in seconds with a simple eligibility check.

Repayment Example

Here’s what your payments look like on a £1,200 sofa — all interest-free:

Plan	Monthly Payment	Total Payable
3 months	£400	£1,200
6 months	£200	£1,200
12 months	£100	£1,200

Illustrative example only. Actual options may vary at checkout.

Frequently Asked Questions

Do I need to apply for finance?

Simply select Shop Pay Instalments at checkout and follow the quick steps.

Will this affect my credit score?

Shop Pay performs a soft check to confirm eligibility, which won’t impact your credit score for checking.

Can I pay off early?

Yes — you can settle early at any time without extra charges.

Is there a minimum order value?

Finance is available on orders over £100.

Who provides the finance?

Finance is provided through Shop Pay (powered by Affirm).

Subject to eligibility. Terms and conditions apply. The Sofa Haus is not a lender. Shop Pay/Affirm provides finance agreements.

Start Shopping with Confidence

Spread the cost with 0% interest and get the comfort you want, sooner.

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